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$600+
Avg. annual savings
3 in 5
Homeowners face yearly repairs
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WHAT IS A HOME WARRANTY

What does a home warranty actually cover?

Unlike homeowner's insurance (which covers disasters), a home warranty covers everyday breakdowns that are guaranteed to happen.

❄

HVAC Systems

Heating, ventilation, and air conditioning — the most expensive systems in your home, fully covered.

⚡

Electrical Systems

Panels, wiring, outlets, and ceiling fans — covered when they break down.

💧

Plumbing

Pipes, fixtures, water heater leaks — no more $800 surprise plumber bills.

🍩

Kitchen Appliances

Refrigerator, dishwasher, oven, built-in microwave — all major appliances included.

📶

Washer & Dryer

Your laundry appliances are covered for parts and labor when they fail.

💧

Water Heater

Traditional and tankless water heaters covered for full repair or replacement.

COMPARE PLANS

Find the right plan for your home

All plans include 24/7 service calls and a 30-day workmanship guarantee.

Basic Coverage
$29/mo
approx. starting price
  • HVAC systems
  • Plumbing
  • Electrical
  • 24/7 service line
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MOST POPULAR
Total Coverage
$49/mo
approx. starting price
  • Everything in Basic
  • All kitchen appliances
  • Washer & dryer
  • Water heater
  • Priority service
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Premium Plan
$65/mo
approx. starting price
  • Everything in Total
  • Roof leak coverage
  • Pool & spa option
  • No service call fee
  • Free annual tune-up
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Prices shown are approximate ranges. Actual pricing depends on your location and selected provider.

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FAQ

Common questions about home warranties

Is a home warranty worth it?
For most homeowners, yes. The average HVAC repair costs $1,200 and a full replacement can cost $5,000+. A home warranty typically costs $35–$65/month, making it a smart financial decision for homes with aging systems or appliances.
What's the difference between a home warranty and homeowner's insurance?
Homeowner's insurance covers damage from events like fires, floods, and theft. A home warranty covers mechanical failure of your home's systems and appliances due to normal wear and tear — something insurance does not cover.
How does the claims process work?
You call or go online to report the problem. The warranty company dispatches a licensed technician to your home. You pay a small service fee (typically $75–$125), and the warranty covers the rest of the repair or replacement cost.
Is there a waiting period before coverage begins?
Most home warranty companies have a 30-day waiting period after enrollment. Some providers offer immediate coverage for an additional fee. Pre-existing conditions are generally not covered.
Can I choose my own contractor?
Most home warranty companies work with their own network of licensed contractors. Some premium plans allow you to choose your own contractor and submit for reimbursement, subject to approval.

One breakdown can cost more than a year of coverage

The average HVAC replacement costs $5,000. A home warranty plan starts at $29/month. Don't wait until something breaks.

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